Byron Hayward leaves Wales role

first_imgThe defence coach leaves job on eve of Autumn Nations Cup Can’t get to the shops? You can download the digital edition of Rugby World straight to your tablet or subscribe to the print edition to get the magazine delivered to your door.Please follow Rugby World on Facebook, Instagram and Twitter. Hayward added: “I have thoroughly enjoyed my time with Wales and it was an honour to coach my country.“As I have always said from day one, the team comes first and upon reflection of the last campaign with Wayne we felt it was best for me to step aside.“When I took the role last year I wouldn’t have planned to be leaving as the squad prepare to start the new international season, I believe it is the right decision for myself and the squad as they enter a new campaign.“I would like to wish Wayne and the squad all the best going forward and I will be fully supporting them.” Gone: Byron Hayward is no longer Wales defence coach (Getty Images) Wales kick off their Autumn Nations Cup campaign against Ireland on Friday, but will do so without defence coach Byron Hayward who has left his role with immediate effect.Hayward joined Wayne Pivac’s backroom team last year, but has left his role by mutual agreement. The incumbent coaching team will manage the defence for the upcoming games, Wales say.Head coach Pivac said: “I would like to thank Byron for all his hard work with Wales and thank him for his honesty in recent meetings. I have worked alongside Byron for six and a half years, he is a dedicated coach that has had great success in his career.“On reflection of the last campaign it was mutually decided that the best way forward for Wales and for Byron is for him to step down from his role.“I, on behalf of the squad and management, would like to wish Byron all the best for the future.“In the short-term, for the upcoming four matches, the existing coaching team will manage the defence based on the foundations already put in place. We will then look to replace Byron on a full-time basis with an announcement in due course.”last_img read more

Midlanders charged in connection to Capitol riots

first_img WhatsApp TAGS  By Digital AIM Web Support – January 13, 2021 Previous articlePermian ISDs receive $978 million in oil, gas property taxesCounties receive $334 millionNext articleWhy eggs are an important first food for children Digital AIM Web Support WhatsApp Facebook Midlanders charged in connection to Capitol riots Pinterestcenter_img Facebook Local News Twitter Twitter Pinterest Two Midlanders were charged Wednesday afternoon with two federal misdemeanors in connection to the Capitol riots a week ago. Jenny Louise Cudd and Eliel Rosa were each charged with knowingly entering or remaining in any restricted building or grounds without lawful entry, a class A misdemeanor, and violent entry and disorderly conduct on Capitol grounds, a class B misdemeanor. The two were seen by U.S. Magistrate Judge Ronald Griffin on Wednesday afternoon at the Texas Western District Court in Midland. Cudd and Rosa were each arrested by the FBI early that morning. Cudd and Rosa were each given a Personal Recognizance Bond for the two federal misdemeanors and less than an hour after being charged they walked out of the front door of the courthouse. Members of the local media asked Cudd and Rosa questions, but neither answered. Cudd smiled and waved as the car that was being operated by Rosa drove out of the visitor’s parking lot of the courthouse. The class A misdemeanor would carry up to a year in federal prison, up to a $100,000 fine and up to a year of supervised release plus a $25 assessment. The class B misdemeanor would be up to six months in federal prison and up to a $5,000 fine plus a $25 assessment. Cudd and Rosa each spoke to Griffin throughout court proceedings. Cudd’s attorneys attended the initial appearance via Zoom. The attorneys representing Cudd were Donald H. Flanary III from San Antonio and Marina Medvin from Alexandria, Va. Rosa didn’t have legal representation as he detailed to Judge Griffin that he hasn’t had a job since he moved to the United States four and a half years ago. Rosa said he came to the United States seeking asylum from Brazil. Judge Griffin told Cudd and Rosa that they will both have another hearing next Thursday via Zoom with a judge in the District of Columbia. Cudd and Rosa were each given a probable cause affidavit but Judge Griffin said that the document has been sealed by a judge in the District of Columbia and that he wants that judge to release the information. Cudd spoke with the Odessa American on Jan. 7 after video and pictures surfaced of the former Midland mayoral candidate in the Capitol Building. Cudd told the Odessa American during that interview that she followed a couple people going up the stairs and there was a door that was open that people were going in and that’s how she got inside. Cudd was also asked by the Odessa American if she was worried about the FBI to which she replied she wasn’t “because I know I didn’t break the law,” Cudd said. “I know there are plenty of people in Midland and Odessa that have already turned me in to the FBI. When the FBI calls, I will talk to them.” In the week that followed the Capitol riots, Cudd deleted her personal and mayoral Facebook accounts.last_img read more

Where are the Most Overleveraged Mortgage Debtors?

first_imgHome / Featured / Where are the Most Overleveraged Mortgage Debtors? in Featured, News Demand Propels Home Prices Upward 2 days ago Sign up for DS News Daily The Best Markets For Residential Property Investors 2 days ago About Author: Xhevrije West The Week Ahead: Nearing the Forbearance Exit 2 days ago Share Save Homebuyers often bite off more than they can chew when purchasing a home which can place them into mortgage debt due because they can no longer afford the home. See which cities host the most overleveraged borrowers.A study from WalletHub found that although purchasing a home typically equates financial growth or building wealth, sometimes borrowers overestimate their ability to pay the loan back.”Not only are property values at the mercy of the national economy and local housing markets, but our financial circumstances can also take an unexpectedly downward turn at any moment, the report stated. “And without a financial safety net, we risk biting off more than we can chew as well as reshaping our long-term goals into short-term realities.”Although mortgage rate are nearing three-year lows , which should mean lower, more affordable payments  and larger loan amounts, “such an attractive combo is bound to tempt the most impulsive of us into owning a home—and perhaps one we can’t realistically afford—much sooner than we can or should,” WalletHub said.WalletHub’s analysts determined which cities are home to the most overleveraged mortgage debtors by comparing the average mortgage balances against the median income and median home value in each of 2,521 cities.The city with the most overleveraged homeowners is Hamtramck, Michigan with a score of 59.4 out of 100. Here, the average mortgage debt is $120,286, the median home value is $39,800,  and the median income is $18,845. In addition, the average debt-to-income ratio is 638 percent and the debt-to-house ratio is 302 percent.”Before diving in to the deep end of real estate, it’s advisable to polish credit reports and maximize credit scores to qualify for the best possible rates,” WalletHub explained. “It also helps to leverage a Mortgage Calculator to gauge the size of payments finances will allow and the timeline for paying off [a] mortgages, whether borrowing for the first time or refinancing an existing loan. Otherwise, [they] risk overleveraging [them]selves, as is the case for homeowners in many cities throughout the U.S.”WalletHub’s Most Overleveraged CitiesHamtramck, MichiganSan Luis Obispo, CaliforniaBeverly Hills, CaliforniaBrooksville, FloridaMcKees Rocks, PennsylvaniaBay Point, CaliforniaNew York, New YorkSanta Barbara, CaliforniaKailua, HawaiiGreenwich, ConnecticutClick here to view the full report. Related Articles Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Previous: Trump Hints at Fed Chair Yellen’s Future Next: DS News Webcast: Thursday 4/21/2016 Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days agocenter_img April 21, 2016 2,782 Views Xhevrije West is a talented writer and editor based in Dallas, Texas. She has worked for a number of publications including The Syracuse New Times, Dallas Flow Magazine, and Bellwethr Magazine. She completed her Bachelors at Alcorn State University and went on to complete her Masters at Syracuse University. Homebuyers Mortgage Debtors Mortgage Rates 2016-04-21 Brian Honea Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Is Rise in Forbearance Volume Cause for Concern? 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago  Print This Post Tagged with: Homebuyers Mortgage Debtors Mortgage Rates Where are the Most Overleveraged Mortgage Debtors? Subscribelast_img read more